Privacy Statement
            
            We are committed to protect the privacy and security of the personal 
              information that we collect about our customers. This notice is 
              intended to help you understand how we collect, handle, and safeguard 
              that information.
            We treat the personal information of our customers in a confidential 
              manner. We do not provide any information to unrelated companies 
              for the purpose of marketing their products or services to our customers.
            We do not disclose any nonpublic information about our customers 
              or former customers to anyone, except as permitted by law.
            Information Collection
            Information we collect about you through applications, inspections, 
              or investigations will not be given to anyone without your consent, 
              except when necessary to conduct our business and when it is permitted 
              by law.
            Disclosure of Information
            There are some disclosures, which may be made without your prior 
              authorization. These include:
            
              - Other insurance companies, producers, inspectors, and reinsurance 
                companies as it may be needed in connection with any application, 
                policy, or claim involving you.
 
              -  Adjusters, appraisers, investigators, and attorneys who need 
                the information to investigate or settle a claim involving you.
 
              - Insurance support organization which is established to collect 
                information for the purpose of detecting and preventing insurance 
                crimes or fraudulent claims.
 
            
            In addition, we may provide information to the state insurance 
              department in connection with their regulatory authority and to 
              other governmental or law enforcement authorities to protect our 
              legal interest or in cases of suspected fraud or improper activities. 
            
            Security of Your Information
            We have established procedures to maintain physical, electronic, 
              and procedural safeguards to maintain the confidentiality of the 
              personal information of our customers. Appropriate measures are 
              taken to ensure that access is available only to those individuals 
              who need to know that information in order to provide our products 
              and services.
            You may request access to all personal information, which has been 
              collected. Such requests should be sent to: Executive Director; 
              South Carolina Wind and Hail Underwriting Association; P. O. Box 
              407; Columbia, SC 29202. You may call us at 803 - 779 - 8373 between 
              8:30 am and 4:30 pm Monday through Friday. If you prefer, you may 
              email us at info@scwind.com. 
              If we are unable to resolve your concerns or answer your questions, 
              please contact the South Carolina Department of Insurance.